Roberta Seaborn, 62-year-old owner-operator of Bert's Grill in the heart of the city's African-American community, was preparing for the lunchtime rush when she glanced at the television and saw United Airlines Flight 175 slam into the second tower. And from that moment, she says, her life was irrevocably changed by the fear that the long reach of America's enemies would somehow strike her and her family. First, she canceled a planned vacation, feeling they would be safer at home. "It's going to get worse and worse; we ain't even seen yet what the terrorists are going to do," she worries. "It ain't never going to stop. I don't see a future for my grandchildren. There's nothing for them. But what can we do? Nothing. We just have to live our lives in fear, and I'm afraid that what happened on September 11 was only a little bit of what we're going to see. In fact, we ain't seen nothing yet."

WHERE WERE YOU ON SEPTEMBER 11th? -- "I was at my grill when it happened. First, I thought it was fiction. Then I thought, 'My God, this is real.' "

HOW HAS 9/11 CHANGED YOUR LIFE? -- "We're afraid. We don't want to leave home, don't want to go to a crowded place. We're in a bad fix."