Fed Up With Debt

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Otherwiselaw of 8:02PM December 10, 2009

Did You Bargain for "for Poorer" When You Said Your Vows & Where's the Chapter About Creditors in "Happily Ever After" ?
Money... the main cause for most relationships failing can be rooted to financial problems. It's sad but true. "For richer, or for poorer" may have been part of your wedding vows, but let's face it, most of us dream of the "for richer", and few of us plan for the "for poorer".
Cinderella was saved from a miserably lonely life of destitution by Prince Charming. But if your Prince Charming and you have a mortgage, car payments, and can't afford to heat your drafty castle, it's funny but the story isn't as enticing. The harsh reality of the matter is that even if you were lucky enough to find your prince, life doesn't come complete with a magic wand and fairy Godmother, you can't turn a pumpkin into a chariot, and more likely than not your chariot is probably more of a lemon.
There is hope, don't travel down the path of financial ruin, don't let your prince charming ride off into the sunset without you. Remember, learn to cope with stress, talk about the things bothering you, share something together that you enjoy, even if it's just snuggling on the couch and watching something funny! (I recommend the movie "Money Pit", it helps put things into perspective.
Today's economy has consumers buried in debt. There doesn't seem to be a light at the end of the tunnel, and it's hard to know where to turn for help. The most important factor is being proactive about your situation. Don't wait until your story reads more of a horror tale, seek assistance from a debt settlement company that keeps you, the consumer, in mind. With so many options available today, rest assured that United Communications offers a debt settlement program you control. unitedllc.net

Chris Snow of FL 8:24PM August 02, 2008

Something that's always puzzled me on this topic was the insistence (and I'd add - irresponsibility) of confusing many people with the use of "deficit" vs. "debt". Some will brag about running - or even just THINKING about running - a budget with a "surplus" or even a "reduced deficit". But what a shameful joke, when the DEBT is well over $9 trillion - excuse me, $9,000,000,000,000 - I think I got that right - or as will soon become more commonplace and convenient to say, $9E12?
How many of us, running household or small businesses, get to start with a clean slate and ignore our DEBT, at the start of a new year, by saying that we can run our own checkbooks in the positive - or less in the negative - for the upcoming year ONLY? This is exactly what our pols - on both sides - do every day when they talk in terms of "deficit" or maybe "surplus". This voodoo math ignores the big picture - the REAL checkbood bottom line - and tries to impress with the plans for the given year, only (which typically aren't met, anyway).
Analogous would be for me to have my family $500,000 in DEBT, but plan a 2-week (vs. 3-week) vacation one year, telling my family that I am doing great things by operating this year only $5000 in the hole, vs. the $10,000 I sunk them the previous year. On top of showing a silly level of (non)discipline, that would ignore the elephant in the room: the family's missing $500,000, or in the main case, our US family's missing $9E12. Actually, probably now closer to $1E13. Thank heavens for the scientific notation options on my calculator and spreadsheets.

Tom Griffin of PA 9:53AM July 28, 2008