A key aspect of healthcare reform debate is whether to have an individual mandate legally requiring that each citizen carry health insurance. Critics call it an industry boondoggle, but advocates say it is morally and fiscally necessary. Is such a mandate needed? In this week's U.S. News Weekly, former U.S. Senate majority leader and Tennessee Republican William H. Frist argues for a mandate, while Dick Armey, Texas Republican and former U.S. House majority leader, argues against it. Read the debate and weigh in below.