Fear of Commitment, Economy Drive Generation Y Shopping Patterns

Report says Millennials don't like signing contracts, threatening an established business model.

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"They're not moving away from home. It's harder to accumulate stuff when you live with your parents," says Phillips.

Danielle Kurtzleben is a business and economics reporter for U.S. News & World Report. Connect with her on Twitter at @titonka or via e-mail at dkurtzleben@usnews.com.