Sorry, isn't most of the 'improvement' in personal debt due to foreclosures?
MO7:47AM December 22, 2011
"...consumers shaved off nearly $40 billion from the collective debt tab in the third quarter of 2011, they still owe more than $13 trillion dollars..."
So consumers "shaved" 0.3% ($40b/$13t) and now owe 99.7% of what they used to owe.
I wouldn't call that shaving debt.
I would call that insignificant.
keepinitrealof OH8:07AM December 21, 2011
You should not do "cash-out refinancing," which increases your debt and, as we have seen in this real estate crisis, could lead to disaster. Only refinance with out cash out, check out 123 Refinance for more refinance tips
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MO 7:47AM December 22, 2011
keepinitreal of OH 8:07AM December 21, 2011
manuelcox of TX 2:17AM December 21, 2011