What Social Security's Underfunding Means for Your Retirement

The baby boomers will get their payouts, but what about the rest of us?

By Emily Brandon

Posted: May 13, 2009

[See why most Medicare Part D enrollees don't choose the cheapest drug plan.]

Most current retirees will not be subject to large premium increases in the short term because of a law that limits premium increases to the dollar amount of the annual increase in Social Security benefits. A Congressional Budget Office report predicts that there will be no cost-of-living increases for Social Security beneficiaries in 2010 through 2012, which also means no Medicare Part B premium hike for the majority of beneficiaries. But new enrollees and current beneficiaries with incomes above $85,000 this year ($170,000 for couples),who make up approximately one quarter of Part B enrollees, could be charged unusually large premium increases over the next two years. Premiums for Medicare Part B and D and the prices for out-of-pocket medical expenses not covered by Medicare are likely to further increase in the future.

Seniors will not vote for Obama in second term

I voted for Obama in term one but never again.Every senior I have talked to said they WILL NOT VOTE FOR OBAMA AGAIN.So he is a one term president for sure.The healthcare plan which we saw originally has been watered down to a nothing plan.Where is the "CHANGE"? There is none.

richard of MA @ Nov 19, 2009 00:18:19 AM

Why rent is above, a nomal person gets 750.00 a month. and we can not get some finacial help

I am retired with pension of 750.00$ per month. I am paying social security for medicare A and B also paying for insurance from my company, Social security stopped giving me checks, saying i was overpaid, now have received letter would get 40.$ on sept 3 rd, than 115.$ in octber, i have to co pay for medication,

I am finding harder and harder to pay rent and utilities,

Or is there a program allready available. or the President going to offer to help people like me? before like many others become homeless. I am presently living with 1 of my sons, who is having difficult time finacially.

claire hontz of MA @ Jul 31, 2009 16:37:34 PM

No COLA for the next two years!

President Obama wants to eliminate the social security COLA for the next two years. How nice of him; and how dumb of you senior citizens for voting for him. I guess that he figures that seniors are living "High on the Hog" since the last COLA. The way COLA is calculated is based on government chosen items/catagories that don't really change that much. Seniors know that their cost of living is going up but the government chosen catagories don't change that much to reflect the real cost of living increase. The Republicans must be jumping for joy, since they have been trying to eliminate social security. So all of you that are having trouble trying to live off of your social security, should send our President a thankyou for not giving a COLA for the next two years.

Robert L. Matarainen of NY @ Jul 26, 2009 17:16:59 PM

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