8 Tips for Paying for Health Care in Retirement

Health Care only for the wealthy

I am a 62 year old divorced woman, I was divorced 11 years ago. When I was divorced I lost my health insurance since it was through my husbands union,when I tried to buy insurance for myself it was so expensive I could not afford it. Then 4 years ago I came down with Chronic pancreatitus, and no I am not a drinker never have been it came out of nowhere. It financially devestated me to the tune of $65,000. And since it is chronic I live with it every day and have to see a Doctor on a regular basis. Two months ago I found out I have Conjestive Heart failure a potentally fatal desease, I cant even go to the Heart specialist, my doctor sent me to because I do not have the money to pay cash when I am seen plus the cost of the test. I was turned down for SSI with the pancreatitus so I cluld not get medicare, I have worked since I was 15 years old and I am going to die probably because I do not have insurance and I am not 65 and can not get medicare,I am praying every day that President Obama does something for me soon.If I had medicare I would go where I had to to find a Doctor that would take it, and be greatful for it.

Rita Shea of MS @ Jun 18, 2009 14:30:52 PM

Medical Costs

Just reading the delima from across the states, I think Corporate America has wasted itself into no-man's land period.

We sure do need a new impove or improvised health plan for all

the common workers whose lives had been falsly trusted under the care of all unions and corporate America. No wonder the Europeans laugh at us Americans. They have been working for a different type of health care plan since the end of World War II. And at this point, they are wondering if we will ever get out of the hole we have dug ourselves into since then.

As for retired payments - I'm lucky if I will receive all 4 different types that I have put into since I was in my twenties, let alone the cost of living that keeps hiking up and up out of now where!

unknown of CA @ Jun 02, 2009 21:11:32 PM

cout ordered premiums for children in custody

Since my last post, the Nebraska Attorney General has again referred the $2900 of premiums to the Health Department which previously took months to get the complaint to the correct jurisdiction in Washington D.C. Nebraska claims they are not involved in the repayment of $2900 of Nebraska Court ordered premium, of which a $1400 claim was denied, being covered up to 6 months in their handbook and now I have asked for the entire premium amount of $2900 refunded. Four other states have filed against this HMO for fraud but Nebraska has sidestepped fraud by HMO's but continue to enforce fraudulent billing charges by medical vending billing services. Thus you must pay by fraudulent charges, court ordered premium payments, however

Nebraska unlike four other states that charged the HMO for fraud. My fourth complaint to the Attorney General of Nebraska has been again given to the Health Department that does nothing.

Once the Attorney General gives the matter over to the Health Department it is a dead issue. American citizens are considered too old to have children perhaps, but illegals can received health care as the testamony on utube by one Florida Hospital the health care representative admits before Congress folding in the health care costs of illegals to medium income citizens, thus making it impossible for medium income citizens to enjoy the privleges of Article 4 Section 2 and the 18th amendment. Instead of the privleges of citizenship, the privleges are redirected towards illegals, taking away freedom as defined as disposable income of medium income families. Hence the medium income famileis are going without medical while illegals are enjoy the privleges that our own hard working citizens are denied. What is most unbeliveable is Congress setting there listening to testamony, knowing that millions of medium income Americans are being fraudulently charged and they do nothing to charge the healh care industry with fraud. Now we're hearing about a national value added tax, which will further crush medium income and the $250,000 income brackets who cannot hire employees to help the recovery of the economy, but they must save to pay the taxes and rising health care costs for illegals and to the millions on ADC whom for generations will not work as the crime rate in black neighborhoods rises significantly.

We see a national economic squeeze in the low income provisions which the working Americans are being exasperated beyond their abilities. When legislatures are bed partners with lobbyists and the citizens become more and more the victims of this colaberation of state and industry, the economy will continue to deteoriate. Who is left to pay all the costs of the illegals and those on ADC in their fourth generation of collecting benefits for spreading their legs. God commands charity to the poor however it was never that a man could not care for his own in virture of the creation of a welfare state for non citizens and the lazy.

david o utterback of NE @ Jun 01, 2009 16:57:51 PM

Medicare Doctors

I have been searching for several days for a doctor that will take a new Medicare patient. It seems they will only take someone (and those are few) if the person has been a patient for several years with them.

What good does it do to have Medicare and a supplemental insurance if no doctor will take you??

Judy Brewster of TX @ May 08, 2009 15:08:50 PM

PLEASE READ

I woud like to know what insurance company is the best for supplemental insurance to Medicare. Barbara T. Little

Barbara T. Little of TX @ Apr 23, 2009 16:24:48 PM

HEALTH INSURANCE

I THINK WE SHOULD HAVE A NEW LAW ABOUT HEALTHCARE OR MAKE MEDICARE START AT 55 FOR SOME PEOPLE WHO ARE IN POOR HEALTH, YOU HAVE ENOUGH PEOPLE STRUGGLING TO PAY FOR HEALTHCARE. I PLAN ON RETIRING NEXT YEAR AT 63, I WON'T HAVE HEALTHCARE AND I HAVE A LOT OF HEALTH ISSUES. IT WON'T BE EASY IF I HAVE TO PAY OUT OF POCKET.

DOLORES PELUSO of NJ @ Apr 16, 2009 13:23:58 PM

High Insurance Premium

I'm 58 years and it scare me thinking of retirement. I have been diagnosed with arthritis and that also scare me.I have been going to therepy and the insurance is paying 80% but I can barly pay my 20%.I'm praying for the president to give some kind of regulations on health care for older Americans. I wanted to work a few more years..but prehaps I might not be able to. Mr. president or someone please help us Lord Jesus! There is help for everything except for older people..there is help for poor people I'm poor have worked all my life and still poor. Dont wont to get on welfare I'm use to paying my own way..But America spare us our dignity and please help us with this high priced health ins. Thank You

L. Butler of MS @ Apr 15, 2009 17:24:15 PM

court ordered medical for children in custody

I was ordered by the court to retain health insurance.

We were given an order, at my request, to remove my two children to a foreign country as our medical premiums at age 65 would cost 50% of the U.S. medium income plus co-pays that HMO's and health care venders before Congress in congressional committees were proclaimed by the HMO's and health care representatives to fold in illegals bills into those of medium income Americans. I submitted a claim to my HMO via fax

and had my accountant mail UHC a claim for $1400 which

under the policy provisions is payable up to six months

outside the domestic U.S.A. The HMO refused to pay

advising they never received the claim. I paid the

premiums as directed by a previous court order, still

in effect while we were outside the U.S. I paid 8 months

premiums at $140 a month for claims UHC would not pay and

months the policy would not pay under its provisons.

Who should reimburse me the $1400 in premiums of which

my claim for $1400 was denied and two months the policy

provisions did not cover?

Also, congress was in testamonies before Congress advised by

HMO's and health care institutions who admitted billing medium income famlies with the medical bills of illegals?

Then when the ponzo sheme occurred, Congress was questioning

the financial instututions are to their role in the ecnomic collapse. How is it, that Congress itself listened to several

testamonies by HMO's and health care representatives that claimed to be defrauding U.S. citizens and did nothing to stop

the crime? How is it Congress knowing full well Americans must relocate to other countries to surive the costs of illegals

can set there and listen to testamony of the health care industry committing fraud against U.S. citizens families health care costs? How can district courts in the U.S. order the custodial parent to provide via HMO's premiums when the HMO's

do not pay when a claim is presented except by a physician.

It used to be the insured had to file the claims, then the

physicians billing services took that responsibility and now

a valid claim within the scope of the policy provisions are denied.

david utterback of NE @ Mar 28, 2009 19:46:33 PM