7 Ways Laid-Off Baby Boomers Can Find Health Insurance

These strategies can help you hold out until Medicare kicks in at age 65

By Emily Brandon

Posted: January 5, 2009

A roll of the dice. Americans who truly can’t afford health insurance often go without necessary care. More than 70 percent of adults with gaps in their health insurance coverage reported not getting needed healthcare because of the cost, up from just over half in 2001, according to the Commonwealth Fund. If you decide to seek care without insurance coverage, you’ll be stuck paying the entire bill yourself. When Kodak announced in August that it would no longer pay for dental coverage or life insurance for retirees, Frank Allen, 72, a retired Kodak mechanical engineer and manager in Rochester, N.Y., decided to go without dental insurance. “The full cost of the dental plan is more expensive than I want to pay,” says Allen. Now he will pay the full cost of two dental cleanings a year and any other dental costs that occur completely out of pocket. “The loss of the dental and the life insurance was completely unexpected,” says Allen.

Keep up the good work. Continuing to get preventive care and staying healthy may be the best way to keep health costs in check, before and after qualifying for Medicare. Says Johnson: “Living a healthy lifestyle, watching what one eats, and staying active could at least delay the onset of the expenses.”

Lpumkmnm

ZIOTuf

Lpumkmnm of WY @ Jul 14, 2009 17:10:58 PM

MEDICARE

Regardless that you have paid for MEDICARE your entire working life, if you choose to retire abroad you will not receive your PAID FOR MediCare benefits. The excuse the US government provides is that they 'don't know' the 'reasonable and customary' cost of health care in other countries - which of course is not true: 1) it is generally lower than the same procedures than in the USA and 2) the US government provides health care for US citizens living outside our borders through CHAMPUS, GEHA, military, Embassy and DOD employees and more - the system to process claims is already in place. It's just 'one more way' to take YOUR money that you have already paid into Social Security and MediCare and NOT provide coverage. Sounds like 'fraud' to me.

Ruth of TX @ Apr 20, 2009 13:49:59 PM

aarp health

they have some plans on their site aarphealtcare.com

robert of CT @ Apr 01, 2009 12:25:40 PM

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