6 Tips on Planning a Second Career

Moving into a new field later in life can be fulfilling. Here's how to do it

By Kerry Hannon

Posted: August 20, 2008

If you're going back to school, seek financial aid. You don't need to be college age to get a subsidized loan—there's no age limit—and you're eligible as a part-time student, too. Scholarships and grants are available for older students. Try sites such as FastWeb.com to scout out what's available.

Take advantage of educational tax breaks. Depending on your income, you might qualify for the lifetime learning credit, worth up to $2,000 each year. If you make too much to qualify, you still might be able to claim a deduction associated with tuition and fees, up to $4,000. You can get details at IRS.gov or the tax benefits guide at NASFAA.org.

6. Don't let your age get in the way." I don't think it is ever too late to start a second career," Werley says. "The issue is not age but personal health, energy level, and having an entrepreneurial spirit." After all, you always have to be prepared to meet the challenge of selling yourself, whether you're starting anew as an employee or opening your own business.

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Tips for older workers seeking employment

6 tips for seniors seeking employment

1. Register with temp firms in your local area as they don't care about age but are more interested in your skills and experience. Also if you get work through a temp firm it helps build your resume for future work assignments.

2. Try to get an interview with an employer you are not interested in working for to practice your interviewing skills. You don't want to go to your first interview in a long time with the employer you are really interested in working for and make easily correctable mistakes. .

3. Consider having your resume re-written or updated by an expert as the resume you used years ago is no longer appropriate.

4, Put your resume up on those job boards that connect older workers with employers seeking to hire them. The largest and most effective are www.RetiredBrains.com, www.retirmentjobs.com and www.seniors4hire.org

5. Look for temporary or project assignments as they are much more available than full-time jobs.

6. When applying for a job tell the employer you are willing to work on a project or temporary basis. This often gives you a leg up on younger workers or are often unable to accept this kind of employment.

Temporary employment can often lead to full-time work.

Jobs most often filled by seniors

Executives & managers (project assignments)

Consultants

Pharmacists (part-time & temporary)

Nurses & health care professionals (part-time & temporary)

Accountants (for tax season)

Chemists

Researchers

Call center & help desk

Customer service

Inside sales/telemarketing

Cashiers

Retail sales clerks (during the holidays)

Hotel/hospitality jobs like front desk & concierge

Bookkeepers

School bus drivers

Guards/security

Fast food and restaurant help

Art Koff of IL @ Jan 01, 2009 16:30:22 PM

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