9 Things to Know About the Job Market of the Future

In agreement with "unethical"

As a former stay-home mother and hausfrau, I had very little credit history. Everything was in my husband's name; my name wasn't even on the mortgage. After attaining a master's degree plus some and reading specialist certification, wouldn't it have been a shame if I hadn't been hired to teach?

Oddly enough, there are many schools that do run credit checks in addition to the usual state/FBI background checks prior to hiring faculty.

How many other fields of employment bypass qualified potential employees based on their credit score/lack thereof?

Deaun of AR @ Sep 24, 2009 22:21:53 PM

Non-cgnitive skills

Your last pargraph is excellent. Non-cogntive skills are the key to securing a job and the holding it - slills can be taught, experience is self-learned. Sadly, many corporate departments are competitive islands in a corporate sea. While many companies spend big bucks to train their employees in customer service, they do not train the same employees to look at other departments as as "customers". A large company I worked for did this and the results were dramatic. With a changed attitude towards fellow workers,a corporate identity ensued and a momentum developed that improved the profits.

james wallace of SC @ Aug 23, 2009 11:20:25 AM

older workers

I agree with you.. there are unforseen circumstances that may cause individuals with higher education & experience to have a bad credit score. This should not disqualify them from jobs that they are more than qualify for. Employeers say that they want ppl with experience and education but then around and hire inexperience ppl that they have to spend time and money training.

stacey of MA @ Aug 19, 2009 13:52:42 PM

using credit scores to rate people is un ethical period

As it turns out people even if you have a good credit score you are still judged on how far behind you are on your payments. Iam in school and I have laerned that it is illegal to do this yet business still use this unethical practice. It is similar to needing experience for a job but you can not get the job to gain the experience. It has been that way forever. Anyone that disagrees with me has either been hired into the family business or runs their own. They are saying we are going to need a higher education and even with that experience will still be a factor along iwth the credit score...so much for ethical behavior.

Bern of IN @ Aug 19, 2009 01:19:54 AM

older workers -- crazy

Pamela,

You are crazy. If you intend to work as a financial advisor and 1) you are bankrupt and 2) no recent history of success for others despite bankrupcy (I am really being kind here), then why should you be given a job as a financial advisor?

Would you hire someone with that background? I would be afraid to.

Stop being angry and prove why they should hire you. Especially if YOU really want that job.

Cindy L of NY @ Aug 06, 2009 13:34:45 PM

older workers

I was a non-traditional graduate 10 years ago. I have a degree in business, but went through a personal/medical crisis that led to bankruptcy. Now, I am not hireable for the jobs I used to routinely get interviews for-some risk manager in human resources decides I am a "risk" or concludes "why should we let her manage our money when she couldn't even manage her own?". I am not ashamed of my circumstance-I am angry. I have been judged based on a FICO score. It follows me everywhere, from buying a car, to finding a place to live, to getting a job. It becomes a circular argument. A better job allows me to pay more bills and keep the job by securing better transportation or housing closer to my job. Let the worker's skills and education speak louder than the FICO score. In fact, I should be less of a "risk" because my debts were discharged! What incentive do I now have to steal or manipulate the books?

I have been all the way to the bottom, and honestly, alot of employers don't want you to get back up. I love the new economy...a lot of those same people who could have hired me are now losing their jobs, their cars, and their homes. Maybe they will understand how a major injury or illness and losing health coverage could bankrupt them, too. I hope that I make it into a position to hire them, just so they can learn how wrong it is to judge people just by their credit. Bad things really can and do happen to good employees and their families. We need to let people have a new opportunity and start over with a clean slate; THAT is what bankruptcy is supposed to be about. It should be illegal to use credit as a reason to deny employment or promotion.

Pamala McBrayer of TX @ Jul 27, 2009 20:11:41 PM

There are many factors at play.

There are several factors at play that no one is speaking aloud:

The American middle class way of life may never be exactly the same.

Nor anyone else's.

Some of those job functions grow to obsolescence as the positive spin is placed on the ones predicted to grow. The net difference may not be equivalent jobs.

At this point, outsourcing has been largely bricks & mortar.

A societal structure that is not a closed loop is like a bucket with a hole in it.

In a global society, the rest of the world matters every bit as much as "US News."

The intellectual end is even MORE portable than bricks & mortar.

You can't send your plumbing repairs overseas. When more & more engineering jobs & the like, find their way gone to far cheaper workers, are we flirting with a depression?

Egamauf of MN @ Jul 26, 2009 08:22:07 AM

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