Check Out Your Credit Before a Potential Employer Does

Profile Discrimination in Credit Checks for Employment

I totaly concue Levada. I think looking at individuals credit for a company thats not based on finacial means such as a bank or morgage loan shouldnt have the right to be so nosey and look into your personal finacial history. This I believe is very discriminating and is just another way of segragating minoities in the work place. It a serious plot to keep the unequality loophole in play for the hierarchies that are in control of the wealth of this racist nation. It is stated in the Civil Rights Act of 1871 42 U.S.C. § 1983

“Every person who under color of any statute, ordinance, regulation, custom, or usage, of any State or Territory or the District of Columbia, subjects, or causes to be subjected, any citizen of the United States or other person within the jurisdiction thereof to the deprivation of any rights, privileges, or immunities secured by the Constitution and laws, shall be liable to the party injured in an action at law, Suit in equity, or other proper proceeding for redress, except that in any action brought against a judicial officer for an act or omission taken in such officer's judicial capacity, injunctive relief shall not be granted unless a declaratory decree was violated or declaratory relief was unavailable. For the purposes of this section, any Act of Congress applicable exclusively to the District of Columbia shall be considered to be a statute of the District of Columbia.”

And Also

Title VII of the Civil Rights Act of 1964 “prohibits employers from discriminating against applicants and employees on the basis of race or color, religion, sex, and national origin (including membership in a Native American tribe). It also prohibits employers from retaliating against an applicant or employee who asserts his or her rights under the law”

So why the credit check for employment in a non-finacial institution? Because with this aversive racism it keep the rich rich and the poor under poor control.

Angel of MO @ Oct 29, 2009 03:58:10 AM

credit reports in the hiring process

credit reports don't explain why one hasn't paid their debts; whether it's irresponsibility or perhaps a job loss or other dire situation. I don't think it's the employer's business to know what's on a prospect's credit history as work ethics and financial responsibility are wholly different from each other.

I haven't been able to work a regular job because my son is mentally ill and has to have constant supervision; and even though I have different support systems in place, it's still not enough. So...not enough money, means not being able to pay my bills. However, I'm a very dependable employee, hard worker, and have a good work ethic. Will the credit report reflect my situation? No, it won't. Also, a good credit report won't reflect if that person is a good worker, so time and money may be wasted on hiring said prospect as they might be a mediocre employee. So, I believe it is very unfair to be judged by my credit history before I'm ever met in person and there should be a law against employers checking credit histories as part of the hiring process.

Levada of AZ @ Sep 05, 2009 14:02:41 PM