The Home Front

America's Most--and Least--Expensive States for Closing Costs

By Luke Mullins

Posted: September 16, 2009

Bankrate.com has released its most recent look at the most—and least—expensive states for closing costs:

Researchers requested a good faith estimate for a $200,000 loan, assuming a 20 percent down payment and good credit.

The table below ranks the states, from most expensive closing costs to least expensive, by average closing costs charged by the lending industry for a mortgage in each state. Your costs will be higher than shown here because the most highly variable costs are not included: taxes, other government fees and escrow fees.

Here are the most expensive states:

Here are the least expensive states:

Victor Lund

This is great information that consumers need to get wise to. It is interesting that consumers have little or no information at all into closing costs - which are bloody expensive in some areas.

You think that you have a home and loan you can afford, then they whack you with thousands of dollars in closing costs.

The only site I have seen that estimates closing costs is closing.com - has anyone else seen another one?

Victor Lund of CA @ Sep 17, 2009 14:47:52 PM

What about Delaware?

I'm surprised Delaware isn't mentioned.

Chiqui of NY @ Sep 17, 2009 14:44:45 PM

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The Home Front

The Home Front

Associate Editor Luke Mullins tracks the treacherous housing market and explains how to unload a five-bedroom McMansion or even find that dream home.

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