Receiving a legitimate loan modification these days can be a very difficult task. Whether it’s through your lender, on your own, or through a company that offers services there is going to be a process in order to obtain a successful modification! ( BEWARE OF SCAMMERS!) Unfortunately in this time of economic struggle it’s tough for everyone and every industry has taken severe hits. There is hope though, We at CAHomeModificationCenter can truly help! Whether it’s letting you know options you never knew existed or simply showing you how to do it yourself! WE WILL HELP! THAT’S OUR WORD! If you need professional assistance with your Loan Modification please call and we will be more than happy to discuss ALL possible options. Jon Bernetski 760 580 5621 . In the next several years the United States is expected to have over 2 millions foreclosures. Many homeowners are faced and stuck with their outrageous adjustable interest rates and are unable to refinance and are left with a payment that has skyrocketed through the roof. Anyone reading this in this situation already knows, trying to even CONTACT your lender is an ABSOLUTE NIGHTMARE! 1. They don’t have enough manpower for the amount of people in this situation. 2. THEY WANT YOU TO STAY IN YOUR HOME! (think about your property value right now compared to 5 years ago)…They’d rather get their property later down the road. 3. The major lenders aren’t exactly doing too well financially. Bottom line there is A LOT involved in obtaining a successful modification and I will educate you and breakdown everything you need to know in order to save your home! At CAHome Loan Modification Center we CAN and WILL help! We have been servicing homeowners for over 20 years and are the very best in the modification department!
Jon Bernetski
760 580 5621
jon
of TX
@
Sep 17, 2009 06:45:49 AM
Loan modification can interfere with Sham Foreclosures & IRS frauds
For certain mortgage companies, loan modification INTERFERES with sham foreclosure, FLIPPING fraud (which fosters neighborhood blight), and false IRS 1099-A’s! Specifically, a grossly overlooked factor of the Foreclosure Crisis is the reality of non-legal foreclosures being deliberately filed in courts. (*1099-A's enable mortgage companies to receive just or unjust tax advantages).
Ongoing news reports throughout the USA about courtroom judges who are dismissing foreclosure cases (filed purportedly on behalf of foreclosure plaintiffs) because of "lack of standing" (no proof of owning the note), or the mortgage lender no longer exists, are not always coincidences, nor errors. Far too many lawyers are deliberately filing these -in collusion with mortgage companies, and escaping scrutiny from most judges --until now.
Also, when attorneys deliberately file false foreclosures naming defunct mortgage companies, or companies which no longer hold the notes, often they ILLEGALLY affix Collection Fees in excess of "Acceleration Clauses," making it even harder for people to pay arrears. Even worse, people become [unlawfully] evicted despite that the property seizure is null –they never lawfully lost ownership! (Hence, manifest false 1099-A’s.) If property owners sue for "Unfair Debt Collection Practices," lawyers make more even $$$$ through litigation --which Wall Street Investors incur the legal tab! Additionally, some collectors file in Bankruptcy Court falsified motions to "Lift Stay" pleadings for purposes of accomplishing SIMULATED AUCTIONS of feigned foreclosed properties.
A thorough FEDERAL investigation of false 1099-A's filed with the IRS by mortgage companies will expose various aspects of silent White Collar collusions within real estate & foreclosure frauds that has been carried out for years –likely, another S&L mess! For Prima Facie proof of Wells Fargo, Lehman Brother collusion with unscrupulous lawyers, see:
Barbara Ann Jackson
of LA
@
Sep 04, 2009 19:58:55 PM
need help continued
So to make a long story short as I am now seeing I am running out of room here. Two weeks later we found out that one of the mortgage companies we had during the bankruptcy failed to make our insurance payments. This is where I am needing help it turns out the mortgage company took out a forced placed policy and we did not get notified of it so what has happened is we lost our home to fire but because of this forced placed policy we now own the property but have no money to build a new home.
I want to find a lawyer who will help us get the mortgage company to pay for the wrongs they have done to us and help us get a new home built.
Also I would like to say that if this is the wrong place for this positing then I am sorry but I am in need of help and have yet to be able to find any god sources for a lawyer that will help us in this case.
Alan Beaird
of AR
@
Aug 28, 2009 13:25:36 PM
Looking for someone to help me
hello back in January of 2001 I became suddenly ill and eventually became unable to work I travel the country to find out what was wrong with me and why I was so sick. After five years of going to doctors and have every kind of tests done over that period of Time I was finally diagnosed with Lymes Disease.
By this time my wife and I had to fill bankruptcy in our to save our home. De to the fact I was unable to work and help with all the mounting bills. we struggled with the payments to the bankruptcy courts but made it though that trailing times for our family it brought us together in many ways. In July of 2008 I think on the 15th we were discharged from the Bankruptcy court as debt free and in good standings with our debtors.
You would think this was the end of our trials and troubles. But we had one more disaster to go through. I say disaster because that is what it amounts to in our eyes. On July 23rd 2008 our mortgage company called my wife at work and told her that we owed 8 months of payments due by August 1st 2008 or they would start foreclosure proceedings.
This was only the beginning of what we would go though this day because some time around 9 pm that night while my wife was still at work, And I was 95 miles away at my mothers home helping her with a project she was working on in her home. My wife got a call that our house was on fire.
She immediately asked our two youngest daughters were 16 and 15 at the time our neighbor said he was not sure bu was certain that they were not in the home. It turns out that they were at our Second daughter home who was at the time 19 years old and living with her soon to be husband.
What my wife and I did not know was why they were not at home but it turns out it was yet another surprise one that turns out to be a good thing. You see we have four beautiful girls our oldest was at the time stationed over seas in Iraq she is in the US Army and drives a truck as her job duty.
It turns out she had received a leave time and was able to come home for two weeks it just so happens that she got home at 1 pm the very afternoon of July 23rd 2008, the day of the fire no doubt.
It was on her way to the home of our daughter that my wife learned of this surprise visit and it was not until around midnight when I got home from my mothers house that I found out about her return home I was standing in front of my house that was still burning engulfed in flames while firefighters tried to put it when my daughter came up to ma and asked how it was possible that she made it home before I did all the from Iraq.
Alan Beaird
of AR
@
Aug 28, 2009 13:21:40 PM
SHARKS
the sharks are feeding on this article. NY times just wrote a piece on bad these loans help company's are . Same peeps that sold u the sub-prime are now wearing different soaks and will help you . Attorneys ? Big deal , one company had mouth pieces in every state . They where such a scam the Feds shut them down . Money up front ? Don't do it
tencz60
of FL
@
Jul 21, 2009 08:18:35 AM
YES YOU CAN!!!!!!!!! SAVE YOUR HOME...........
Our Loss Mitigation Lawyers will renegotiate your mortgage rates with a loan modification that stop foreclosures with a fresh start with lower mortgage payment from a foreclosure prevention company who gets results. Nations Housing is a mortgage marketplace designed for homeowners to get help with foreclosure prevention by means of loan modifications, forbearances and short sales.
We are part of the F.A.S.T. network that is an attorney-backed owned and operated loan modification company. Our firm was founded by a group of trusted real estate lawyers, a national firm and a group of mortgage lenders who have been licensed and chartered for almost twenty years. Our legal team of negotiators boasts of over 15 years of experience practicing mortgage, real estate and foreclosure laws.
Phone: 1-760-518-0299
ASK FOR JASON CASEY
Trust me this guy will help you!!!!!!!
Theres no reason to lose your home because he help me save my home.....
Obtaining a loan modification from your lender can be tricky. Let me teach you how to wrestle the sharks (your lender) and WIN!!!!
If you need professional help with your mortgage modification and want to use someone who will look out for your best interests and not any of these fly by night scammers you will find on the internet, then please call: Hampton Ruiz 760-586-2413
If you want and can do this yourself, then keep reading and get ready for the good FIGHT! I wish you the best of luck and remember to never give up your American Dream.
2.2 Million homeowners may face foreclosure over the next couple of years. Many borrowers are stuck in these toxic adjustable rate mortgages and they cannot refinance out of them as their payments are going through the roof.
When you become late on your mortgage or you are facing foreclosure, dealing with your lender can be much like dealing with Guido and his band of mobsters that think breaking knees in better than working things out where everyone wins.
So, I thought it would be great to give homeowners some and the tools plus the education to assist them through this rough time. The tools I lay out here will allow you to FIGHT back against these unscrupulous lender loss mitigation departments and WIN!
PLEASE READ AND COMMENT ON MY BLOG HERE'S THE LINK
http://rjfinancial.tripod.com/modhelp/
THERE IS A LOT OF FREE INFO ON THAT BLOG AND ITS VERY EDUCATIONAL. I WANT TO SAVE AS MANY HOMEOWNERS AS POSSIBLE, BUT I ALSO WANT TO EDUCATE SO WE DONT GET IN THIS MESS AGAIN SO PLEASE CHECK IT OUT!!!!!!
1-760-586-2413
H.RUIZ
of TX
@
Jul 14, 2009 15:43:49 PM
NMHC
National Modification Home Corp.????
I have been looking for a way to keep my home. I have been going through alot of financial distress.
I came upon the Co. from a TV Commercial.
The reason I am writing you is to find out if this Group is Legitimate or a Fraud or what. They want a lot of money to start the process....and I am very skeptical about them.
I would appreciate your input. They say that they are based in California. phone# 1-877-794-9438
Thank you,
Mary B. 269-637-4623
Mary Bild
of MI
@
Jul 13, 2009 18:11:42 PM
Morgage Fraud
There will be a few sacrafical lambs thrown into the slammer to pacify the screeming mob. The vast majority of perpetrators will walk.
KG of Oregon
of OR
@
Jul 11, 2009 15:46:28 PM
BOA /Wells Fargo -How they did it for the Rich
BOA and Wells Fargo did very special deals for their rich clients.
1. Allowed fabricated loan applications
2. Allowed inflated appraisals
3. Allowed the process of Title Insurance checks to be fraudulently applied thru their boiler plate operations in CA.
4. Was able to cover up all this by routing the loans thru different offices in different states.
5. Allowed their RICH clients to by pass requirements such as surveys, etc.
6. The CFO of FL was the head of BOA
and number 7 - now allows the taxpayer to cover their loses to their privledged clients.
jon of TX @ Sep 17, 2009 06:45:49 AM
Barbara Ann Jackson of LA @ Sep 04, 2009 19:58:55 PM
Alan Beaird of AR @ Aug 28, 2009 13:25:36 PM
Alan Beaird of AR @ Aug 28, 2009 13:21:40 PM
tencz60 of FL @ Jul 21, 2009 08:18:35 AM
T.Williams of OR @ Jul 14, 2009 15:45:10 PM
H.RUIZ of TX @ Jul 14, 2009 15:43:49 PM
Mary Bild of MI @ Jul 13, 2009 18:11:42 PM
KG of Oregon of OR @ Jul 11, 2009 15:46:28 PM
Slicker of FL @ Jul 11, 2009 02:53:52 AM
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