How I'm Using My Bailout Cash: Umpqua Bank

a loud of bull sh&t

All the bank are a loud. They dont need the money, with them taking my money are they going to bring down the rates on loans are they going to be more accepting with people that may not have as good of credit. So i woudnt see the reason of the bailout to me it makes no da$ since. I have a credit rating of 690 and i can not get a loan to save my life if needed. And i would say i have had one before. But that is bullshi% i need some help let me get a government grant. Cause i need it. They have acual people who need it. Not the bank execs who make 5 figures, 1 million or even 1 billion as a raise. Thats bullsh$t. Plus they are the ones who made the mistake when i make a mistake or when anyone makes a mistake it is on them they go to jail or they cant get a house.Even with the auto indus. they had a chance to make electric built cars they felt like they wouldnt make enough money cause for about a 60-80 mile an hour car it is for the conversion kit and everything installed 10,000 and you dont have to worry about gas or anything. all excuses and bullsh%t. They can atleast give the people 1,000 or something.

chris of LA @ Dec 22, 2008 11:15:57 AM

US Bailout for people who made BIG mistakes

It seems to me that our country is trying to push bags of sand into the US Economic Levy while no one is looking for what is causing us to flood in the first place.

There are major areas of concern in the US and those who can make a difference, are ignoring real solutions. They may not be able to even follow good logic anymore.

Jobs are falling off fast - people are losing their incomes. Our BIG companies have gone to other countries to hire employees.

Medical costs are going up monthly - people are dying. EAch year the American Medical Association make sure only a certain amount of students are allowed into their Universities to become doctors so their incomes will never go down.

The CEO's do not intend to allow their amazingly privileged incomes to shrink; they don't want to share.

Energy is costing more and more each month - people can't afford fuel for their furnaces or gas for their cars or even a decent car for that matter.

Food is going up every day - people are going hungry.

Who will help us when so many people in power are so worried about their comforts, their sexual needs, their rights to do as they feel, their favorite hobbies, their greedy wants, their right to kill any child that gets in their way, and on and on.

All who think only of self! They are either those in power or our criminals; they act the same.

Where are our heroes anymore?

Where are those with honor and integrity?

Where are those who put love for God and Man first-BEFORE SELF?

We have lost our hope in our country and in each other and now we are being turned loose in this flood of selfishness.

Fear is taking over in our society.

Virginia

Virginia of OR @ Nov 19, 2008 21:50:21 PM

MONEY MATTERS

Who really knows the depth of this financial crisis bail out or not we have already slipped in to recession try and figure out effects of the same to understand better any financial matters,believe me this is the first of its kind dont relate to any past !!

THIS IS ONLY THE TIP OF THE ICEBERG AS THE SAYING GOES.

To get out of this can take 5 years or more,but at the speed technology fuels our progress for the good or worse we are entering a new world of WEALTH if only i knew what this wealth is?

p . j . patel of CA @ Nov 05, 2008 17:45:23 PM

I agree Bailout

Anybody involved in business in Oregon knows government interference, so we play the hand we are delt. I am a very loyal stock holder in UMPQ bank, and I like the directors decisions.

Gary Obie of NV @ Oct 31, 2008 11:38:58 AM

Bailout

I found this article somewhat disconcerting. The bank is going to use the tax payer (bailout) money to expand their business and didn't appear to have any real need for the money. Somehow this is good?

Let me get this straight. A portion of my family's income, (which we earn through sweat equity), is being used to bail out banks, who made high risk loans (poor management decisions) to people how borrowed money they could not afford to pay back (poor personal decisions). My tax money is being doled out in such a fashion that some banks, who did not find themselves in this financial crisis, will be able to recieve large portions of it and will then be able to use the money to expand their business.

I feel like our country is headed down a path where we no longer have liberty and there is no way to stop it. I don't know who to trust any more. Certainly not politicians. They can't manage the money they recieve in taxes as it is, are unable to maintain a balanced budget. They are not being held accountable. I am being told how to vote by entertainers. The media is no longer neutral on how they report the news. At times, I wish there was a new continent for us to discover.

Bruce Toline of NE @ Oct 31, 2008 10:07:51 AM

interesting how this works..

So, this bank was already ok financially, and has the bailout money just in case. Just in case they need it. hmmm..makes me wonder if things are as bad as they seem or if the talk-up of the whole deal is making it what it isn't..at least to some extent.

Ella Greene of SC @ Oct 31, 2008 08:48:23 AM