2010 Medicare Changes Demand Careful Review

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hoax or truth?

how can i find out if and how much medicare has reduced payment to my PFFS plan? they have raised my premium #60 a month.

Annette of AZ @ Jan 18, 2010 02:20:14 AM

doctors are jumping the medicare ship

I have the original Medicare (not an "advantage" plan). I paid into it (Part A - for hospitals) all my working life. To cover doctor fees, I pay close to $100 for Medicare Part B coverage. I also pay close to $100 for a "Medigap" policy. Now retired and on a fixed income, I chose NOT to buy a Part D (medicine) policy. Paying out $200/mo. is about all I can do. Came time for a gynocologist. Started calling around. Half of those called said they no longer take Medicare! Again, the middle class is paddling the ship but looks like our destination is taking us in a direction we never thought would happen. Medicare and a Medigap policy used to be considered great medical coverage. These docs are jumping ship and leaving us without a paddle. Try calling some doctors and asking them if they take Medicare. As of Jan. 1, 2010, many are not. It's getting scary out here.

C. of AZ @ Jan 16, 2010 14:14:03 PM

Beware free help offers

Planprescribers.com takes your info and sends it to agents who have paid for sales leads. If you fill in the info requeste on the web site you have given permission to get calls from insuranc agents - maybe 3 or maybe 10 will call you.

Medicare.gov is the best site to compare plans in your area.

http://medicarechoicesofarizona.com

Denise E of AZ @ Nov 30, 2009 12:46:35 PM

Medicare Advice

For objective help in deciding on the best Medicare and Prescription Drug Plan for you, I recommend http://www.PlanPrescriber.com. You can either enter your zip code and find plans in your area, or enter the plan you currently have and compare it to others available in your area. I have been using this search tool for several years and find it helpful in making my Medicare choice each year. I also find the customer service representatives very knowledgeable and helpful. It is refreshing to know that there are still companies that advocate for the customer!

Rhonda of RI @ Nov 27, 2009 13:22:15 PM

Beware of Free Advice

There is an abundance of free advice on making the Medicare decision. Beware of these internet sites. If they are selling insurance or display an array of insurance advertising, then the web site is not there to help you, only to make money. I have found only a handful of sites that will give you objective advice and provide a financial guide to making the Medicare decision that is correct for you. Answers to the big money questions are avoided. They repeat the same information that can be found on Medicare.gov.

MedicareAnswers of NC @ Nov 19, 2009 06:57:11 AM

RIP OFF OF THE ELDERLY

I am currently disputing RxAmerica's denial of prescription payments that resulted in no coverage for a full year, even though the premium was paid for every month during that time period. The best part? The snafu is the result of RxAmerica's data base having my mother's birth date wrong.

I have spent untold hours on the phone, faxing and writing letters, but the issue is still not resolved. They keep requesting more documentation, when ALL of the documentation was provided to them with the Reimbursement Claim Form months ago. These Medicare drug companies are taking advantage of the very elderly citizens they claim to care about.

The Musical Chairs Formulary is another scam. This week your drug is IN the Formulary, next week it's NOT. What a joke. The elderly are ripped off BIG TIME by the insurance companies, and, literally, it's every elderly person for themselves.

In my 92 year old mother's case she's lucky that, me, her 64 year old daughter does not take "no" for an answer. RxAmerica will reimburse my Mom for all of the prescriptions, and until they do I will be a continuous thorn in their side, who will advise to everyone on every web site I can, to advertise their unfair tactics until they set it straight for my Mom.

T. Marchione of PA @ Nov 16, 2009 23:03:49 PM

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The Best Life

Contributing editor Philip Moeller writes about the people, ideas and programs that provide "best life" retirement solutions and opportunities.

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