Do You Know Social Security Earnings Rules?

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Social Security, Railroad Retirement(ex-wife) and State Annuity Retirement

I have always worked and have 40 years paid into social security. Every year, I receive a statement form social security and the state annuity. I also have a statement that covers the 27 years that I was married to a railroad employee.

I may retire in July at age 62. The railroad benefit were for the early years and the State Benefits covers the last 10 year (I have a total of 27 broken years of service). How will the railroad benefit and social security effect each other? I need all three to equal my pay check. State Benefit are not changed by the other two. If I work part time, does the 14,160 enclude earned income and not the SS, or railroad which is not earned or the state annuity? The State annuity may be taxed. I have to retire in July. My daughter, who has hurt herself and her two children live with me. The benefits are small but together they equal my pay check. Social Security covers all the years.

Barbara B. Miles Jackson of TX @ Oct 20, 2009 14:03:54 PM

question

What is my retirement age born 9/13/1973?

Teresa Olvera of NY @ Oct 20, 2009 10:10:22 AM

Retirement age/SS payments

Just curious, but don't you folks get an annual SS statement? I get one every year that lists my SS income going back through my entire work history, the SS payments I'd get if I became disabled today & my estimated retirement earnings for full retirement & early retirement & the ages I'd be eligible for each. It also lists survivor benefits.

Peggy of CA @ Sep 08, 2009 12:10:34 PM

comments

This is a test ----- my email info has been repeatedly rejected for the past 3 weeks ---- if this gets thru the problem may be over.

virgil sampson vink@ of ME @ Sep 01, 2009 23:52:08 PM

What is my retirement age born 2/13/1947

The articles are excellent.

p.myersi=on of OH @ Aug 31, 2009 10:33:35 AM

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The Best Life

Contributing editor Philip Moeller writes about the people, ideas and programs that provide "best life" retirement solutions and opportunities.

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