Do You Know Social Security Earnings Rules?

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Social Security, Railroad Retirement(ex-wife) and State Annuity Retirement

I have always worked and have 40 years paid into social security. Every year, I receive a statement form social security and the state annuity. I also have a statement that covers the 27 years that I was married to a railroad employee.

I may retire in July at age 62. The railroad benefit were for the early years and the State Benefits covers the last 10 year (I have a total of 27 broken years of service). How will the railroad benefit and social security effect each other? I need all three to equal my pay check. State Benefit are not changed by the other two. If I work part time, does the 14,160 enclude earned income and not the SS, or railroad which is not earned or the state annuity? The State annuity may be taxed. I have to retire in July. My daughter, who has hurt herself and her two children live with me. The benefits are small but together they equal my pay check. Social Security covers all the years.

Barbara B. Miles Jackson of TX @ Oct 20, 2009 14:03:54 PM