Will Your Retirement Be Worse Than Your Parent’s Was?

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Social Security

While the Gov. Is sending BILLIONS to our 50 states and a few select BANKS why don't we DEMAND A 1000% raise of our soc sec payments each month !

John of WA @ Jul 10, 2009 04:52:27 AM

Theft of Defined Benefit Pension plans

Our Elected Officials cost those who work for Corporations our defined benefit pensions. I worked for IBM 32 years and forced out through a stealth formal program of older worker attrition. About 150,000 of us experienced force out before we were ready. IBM cut benefits, by reducing the formula that was in place for decades, resulting in my pension being reduced by 50%. When you are in your late 40's or early 50's and find yourself on the street, it is too late to make up the difference. As a result, I will be full retirement age next year. My defined benefit pension has lost half its value because of inflation with no Cost of Living adjustment. I am still working as the retirement numbers to retire at 50% of my present salary do not support me not working.

IBM took the money, increased profits, and paid their CEO about $2.4 Billion in compensation with 20 million shares of Stock over a nine year period. Former IBM executives, those who could have made waves about the theft of the defined benefit pension, were paid handsomely to keep their mouth shut.

All this with the blessing of our elected officials. The elected officials, like my US Senator, who kept their DB plans in place. When he retires, if he ever does, will receive 80% of his $200,000 salary, cost of living, and free health care. Most Government employees like IRS retirees, VA retirees, School Teachers, who have been protected by their Unions, have the same retirement as my US Senator. Congratulations. While the rest of us, are working our butts off trying to get to where they were in the early 50's with 70 to 80% of their final wage along with Cost of Living.

There were 125,000 DB programs in the 80s' today there are less than 17,000 and I bet most of those are Government employees and School Teachers.

Amazing what money will do, the deep pockets of Corporations, funneled into Congress, will change the lifestyle of the aveage American, from a Lifetime of Retirement, to a Lifetime of Work for the average American family.

I am reminded of the statistic that says 50% of those age 65 and older, have a physical disability that prevents them from working full time.

Welcome to a life of poverty if you are unable to work.

Mike of UT @ Jul 09, 2009 07:27:57 AM

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