Most Medicare Part D Enrollees Don’t Choose the Lowest Cost Drug Plan

medicare

I am an insurance broker who does not get paid for all the hours and hours of advice and research I provide to my medicare eligible clients. I find the work frustrating as I try to unwind the lengthy descriptions and verbage that the governement insists on using. The only fullfilling part is when I hear (via phone) or see (face to face) the light bulb go off in one of my clients heads. It is distressing that I get paid 0 or nomimally ($25 per particpant) for directing the medicare eligible to the right Part D RX or supplement medigap plan. At least I get the 4-5% for my services when the business owner was the administrator. Our service doesn't end there as we continue to educate the newly retired through their medicare maze. If I am placing an advantage plan, I still get paid very little but I am told that I have to have certifications before I can discuss this maddening coverage. Reaching age of retirement was supposed to be a pleasant experience where worries should be less. Instead its become a nightmare for some and at best a hardship everytime Congress (again...Lawyers) decide to help make this a simpler more friendly program.!!! If medicare was such a great program, why have so many people been under duress when they are in need of medical care? They are concerned that the mounting EOB (explanations of benefits) cover some things and not others, have deductibles, donought holes and co insurances....EASY to read ENGLISH, just pick up any insurance contract medicare or otherwise and BRING IT TO YOUR NEAREST ATTORNEY AND ASK THEM TO DECIPHER IT FOR YOU or ask your insurance broker to do this for free...Oh yes, there is no need for professional insurance brokers, they are ones that are only looking out for themselves regarding universal healthcare as their value is...oh yes for FREE!

maxine casalbore of NY @ Jun 01, 2009 23:24:03 PM