The Greatest Retirement Expense of All

LongtermCareInsuranceSecrets.com

I find it very interesting that on this website you have to pay $47 and change to find out how insurance companies are ripping you off.

Doesn;t this count as a rip off too!!!!!

Seriously!!!!!

Fred of VA @ Jul 16, 2008 09:41:51 AM

Shouldn't you be dead?

Just a quick comment. In 1965, just about the time the U.S. expanded it's social programs (for those who remember this is the LBJ 'bread-and-butter' era) when Medicare came into existence the average life span was 70.5 years. Jump forward 40+ years and now the fastest growing segment of the U.S. population is over 85. What no one thought about all those years ago was what if we live longer. What if medicine is so good at keeping us alive we just don't die like we used to.

Approximately 77 million baby-boomer's will begin entering Medicare in 2011and some of them actually think it will pay for long term health care costs. Right now LTC costs are in the hundreds of billions of dollars and because people deny the reality of living longer fail to plan for aging. Perhaps some people think the government should solve this problem but considering their already incompetent handling of affairs and waste of taxpayers money I say no. As it stands there are over 130,000 pages of regulations just with regard to Medicare.

A better solution is for the insurance companies to make a product that transfers the risk properly and for Congress to provide legislation that allows 100% of the purchase of that solution/product to be a full tax deduction.

The Feds have implemented their own long term care insurance program for its workers but fully intends on hanging out the public. As long as their *** is covered what else matters.

As an ex-long term care insurance specialist who now acts as a consumer advocate being forewarned is forearmed. For more information visit LongTermCareInsuranceSecrets.com

Lisa, the insurance traitor of NV @ May 12, 2008 18:00:01 PM

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g7s7xnkvkn of MN @ May 03, 2008 00:24:26 AM

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g7s7xnkvkn of MN @ May 03, 2008 00:24:22 AM

There is nothing at all wrong with self-sufficiency, hard work and financial preparation----for those who CAN somehow sock away enough for retirement income, PLUS that extra quarter-million they now say that a couple, aged 65, needs for medical care over and above Medicare, PLUS $75,000 per year for each year of L-T Nursing Care needed by each spouse.

But for those who do not have those kinds of resources, most Americans as a matter of fact, there is something in the tone of the above post that sounds like "Let them eat cake" --a familiar theme from the corporate-loving Republicans.

I have a problem with an attorney, say, who is able to accomplish his own ample financial "preparation", aided in no small part by his paralegals and secretaries, who then somehow makes fun of them for not being as rich for retirement as he is---in some haughty post like above. I have a problem with "shareholders" too, who are willing to become wealthy from the efforts of employees, yet dismiss them and their families as being of lesser importance than the "capital".

Yeah, there is free enterprise and capitalism. It does not "trump" the notion that we are also to love, share and be our brother's keeper. Worshippers at the

Church of Corporate Divinity think otherwise, of course, and elections are where the diverging views are to meet balance. Liberal, you say? Yes.

Daniel David of @ May 02, 2008 11:20:20 AM

"CORPORATIONS"

These "corporations" that the prior writer is railing against are ones who pay the wages and payroll taxes that support our healthcare and so much more. By the way, who do you think owns these corporations? It's middle class Americans.

What is important is that people wake up to the reality of personal responsibility for themselves and stop trying to point fingers at the big bogeymen; corporations and republicans. We have a crisis of aging that is coming rapidly and the care that will be needed is only going to be there for those who prepare. Crying about who is at fault is not going to diminish the need to prepare. It's not just the USA, but most of the world that needs to deal with this problem. Some countries have approached this aging issue earlier than the US, and they are beginning to feel the problems that we are going to face if we don't get people to wake up and prepare. The oldest Boomers are only 62 now. We haven't even begun to hit the wall on this....but we will.

Time to stop complaining and go get a job from one of these CORPORATIONS.

of GA @ May 01, 2008 15:22:04 PM