The great Andy Busch of BMO Capital Markets sums things up nicely as usual:
This is what happens when friends don't let friends go into bankruptcy. The US government bailed out AIG and prevented it from going into bankruptcy. As the world's largest insurer, it was deemed too important to allow to fail and cause major disruptions through the market place. However, this "saving" means that no contracts were abrogated or renegotiated by a judge under a bankruptcy filling. This means the major constituents involved in a company such as the common shareholders, the debt holders, the management, and the employees were not forced to all "lose" and take reductions.
This means that the US government's bailout of AIG has caused the US taxpayer to be on the hook for contracts that could've been abrogated under a different method of bailout. While voters are incensed over this development, the worst is yet to come. Now, there is no reason/incentive/point for AIG employees who are highly skilled to stay on to help run the company. My guess, they begin to leave to other insurers if they can. This means that the US government's investment in AIG will be under further duress.
brandon of IA @ Mar 18, 2009 13:02:15 PM
Larry of CA @ Mar 18, 2009 11:51:08 AM
Muser of NM @ Mar 18, 2009 11:21:50 AM