Alpha Consumer

Don't Pay for Your Free Annual Credit Report

By Kimberly Palmer

Posted: March 10, 2009

The Federal Trade Commission is fighting back against advertisements that trick consumers into spending money on services they don't need or want when they're trying to get their free annual credit report. There is only one site that offers the annual credit report at no charge, and that is www.annualcreditreport.com.

Eileen Harrington, acting director of the Bureau of Consumer Protection, says the FTC has received complaints about the website www.freecreditreport.com, which provides credit reports only if customers sign up for additional services that cost money. "Consumers are confused," says Harrington, despite the FTC's lawsuit and settlement with the website that now requires its advertisements to carry disclosures. She wouldn't comment on whether any further enforcement actions were pending.

Check out the FTC's new public service announcement -- do you think it's as catchy as Ed McMahon's rap spot for www.freecreditreport.com, which helped to popularize the site?

delayed reaction of taking cialis

Incredible site!

delayed reaction of taking cialis of @ Nov 23, 2009 06:14:25 AM

wanted to know my credit report

Want to know why you say free credit report but always need a credit card

Lekesha Buckner of MS @ Sep 02, 2009 21:02:54 PM

credit

would like to know my what's on my credit report.

Angela E. Pittman of MS @ Aug 28, 2009 12:27:03 PM

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Alpha Consumer

Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.


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