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Seeking debt counseling is not a sign of failure
Banks have huge debts, but they're getting a helping hand from the federal government. If you have overwhelming debt--perhaps from bad investments, or maybe a job loss, a medical crisis or just plain overspending--you're probably on your own. Check the website http://obamadebthelp2009.blogspot.com
to see if they can help. I am glad I did read it before I talk to my CC company and it helped - Jane Jim, California
janejim
of CA
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Jun 01, 2009 01:57:30 AM
Option #4 above is the ideal
But with or without such education, it is hard to pass up a bargain with housing prices at or near a long time bottom. And with or without the education, everyone loves a bargain.
HillbillyBill
of TN
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May 27, 2009 06:17:18 AM
Should First Time Home Buyers Get Counseling?
No, they need 10-20% down payment and the lender to verify income and debt.
More commonly known as: "The Good Old Days".
L R Johnson
of FL
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May 26, 2009 17:25:09 PM
Entrance counseling
If I want a Perkins or a Direct Loan, I need to take a test to determine if I understand what I'm getting into....at the very least mortgage borrowers should have to take a 10 or 20 question test.
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
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Veronica of NH @ May 26, 2009 12:26:19 PM
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