I used to hate budgets too. But I also hated spending money I didn't have. I dumped my credit cards except for one for EMERGENCIES. Cash or debit card only now.
I also looked carefully at "regular" expenses and decided to dump my AT&T phone for a prepaid phone. Got a Tracfone for 30 bucks but it was kinda-sorta free since it came with 30 bucks worth of air time.
Now I budget my phone use by buying the amount of time I want, up front. I also got a double minutes card wich makes it an even better value.
There are some expenses that can be "managed" and those are the ones to budget.
Cheap Chick
of FL
@
May 03, 2009 16:47:06 PM
two dollar Friday
To truely have 10 pounds off,have you and your friends put two dollars in a high yeld savings account every friday.For one year.The one who loses the most weight,keeps the money.Puts it in his or her high yeld savings account.Then you would do it again.Friends help friends help themselves.May we all lose 10 pounds.
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
Cheap Chick of FL @ May 03, 2009 16:47:06 PM
Tony Stover of VA @ Apr 21, 2009 03:05:39 AM
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