I dont think there is anything wrong with spending money on something thats worth it and of course that varies from person to person. In Melissa's case it is on fine meals and traveling. There is nothing wrong with splurging and enjoying things you love once in a while. Great tips Melissa!
Elizabeth
of CA
@
Sep 18, 2008 18:47:40 PM
I could not agree with you more, Rachel. Love that dark chocolate.
Kimberly Palmer
of
@
Aug 29, 2008 17:28:02 PM
Great analogy
I love the analogy of focused spending and dieting. I can give up a lot of other desserts and not miss them, as long as I have quality dark chocolate on occasion.
Rachel
of CA
@
Aug 28, 2008 19:06:14 PM
Balance is the Key
She completely understands the problem and solution.
It's not about skimping and saving every minute of your life. It's about setting priorities and figuring out what to spend your money on. Knowing how much money you have, and then intelligently deciding where to spend it and where to save it is the key to staying out of debt and enjoying life.
Lot's of great advice here and on her website!
Michael
of CA
@
Aug 27, 2008 23:39:39 PM
Exactly!
Great post--my husband and I do very similar things with our money. It's good to know that others are thinking about spending the same way we do!
It gets tricky when our friends want to get together and eat out more often than we do, though. I've started inviting them over for dinner before the get a chance to ask :)
Grace
of VA
@
Aug 27, 2008 11:00:21 AM
The Disney Money Box
When I was in college, I had a disney money box. All of my cash left in my wallet before I got paid went into the box along with all of my holiday money and birthday money. Sure the Disney money box got raided at times, but it did pay for my trip to Disney world in college.
I can't put money into my savings account because it's too easy to access...and I'd be constantly transferring it. So I find a box or a piggy bank and forget it's there.
Veronica
of NY
@
Aug 26, 2008 17:04:24 PM
You can't find anything more important about "budgeting" to write on than somebody milking cyberspace so she can go to $150 restaurant meals?
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
Elizabeth of CA @ Sep 18, 2008 18:47:40 PM
Kimberly Palmer of @ Aug 29, 2008 17:28:02 PM
Rachel of CA @ Aug 28, 2008 19:06:14 PM
Michael of CA @ Aug 27, 2008 23:39:39 PM
Grace of VA @ Aug 27, 2008 11:00:21 AM
Veronica of NY @ Aug 26, 2008 17:04:24 PM
of @ Aug 26, 2008 12:57:37 PM
Back to blog