For more tips on how to take advantage of the Fed's recent interest rate cut, you can tune in to my discussion on WTOP radio. We talked about asking for a lower rate from your credit card company, getting a good deal on an auto loan, and the pros and cons of refinancing. Listen now, download on 
iTunes, or subscribe to the 
RSS feed.
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Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
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