If you've been giving to incorporated charity organizations or churches, you can always scale that back IN ORDER TO HAVE MORE MONEY TO GIVE DIRECTLY TO INDIVIDUALS.
Nothing against charity organizations, of course, but they ARE like filters that trap part of what you give. I know. I used to work in one. The overhead is killer. Churches are even worse about this.
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
of @ Dec 09, 2008 14:11:08 PM
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