Alpha Consumer

How to Tip During Tough Times

By Kimberly Palmer

Posted: December 9, 2008

Dear Alpha Consumer,

I usually tip the doormen in my building around the holidays, but this year I'm considering not tipping them, or at least tipping them less, because I am stretched for cash. Is it appropriate to scale back tips, given the economic climate?

I would argue just the opposite -- given the economic climate, it makes sense to be as generous as possible this year. If you have a job, a home, and the means to support yourself in a comfortable fashion, then you are probably fortunate enough to tip at least as well as you normally do.

After all, tipping for services, such as those provided by your doormen or newspaper delivery person, is not the same as giving a gift, which is optional. Instead, it's more similar to making a payment for services rendered. Your building's doormen worked for you all year long, and now is your chance to thank them, with money.

If you're wondering just how much to tip, these guidelines might help.

If you've been giving to incorporated charity organizations or churches, you can always scale that back IN ORDER TO HAVE MORE MONEY TO GIVE DIRECTLY TO INDIVIDUALS.

Nothing against charity organizations, of course, but they ARE like filters that trap part of what you give. I know. I used to work in one. The overhead is killer. Churches are even worse about this.

of @ Dec 09, 2008 14:11:08 PM

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Alpha Consumer

Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.


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