Using the fdcpa federal statutes you can rack up tens of thousands of infractions against debt collectors and get rid of your debt to boot here is a guy who has done it at least 6 times and taught people to do it almost 200 times successfully.
Michael Mirras in the 10/02/09 ruleoflawradio.com archives http://ruleoflawradio.com/archive/?paged=2 will give you a good start.Now go turn the tables on these jackals and kick their butts.
mac
of WI
@
Oct 13, 2009 21:19:40 PM
pressler
The reason they want to drag people into court is to pocket the money themselves it is a crime they are geting away with it and no one is steping up to stop them
johanna
of NJ
@
Oct 07, 2008 20:31:19 PM
Fight, folks! Fight, folks! This is our time..
Folks, it is time for little men and women to study some little laws so that we can be able to survive in a capitalistic world whose sole aim is to push us to homelessness, and our children to foster care. I am a poor little men but highly educated and a multiligual. I couldn't afford a lawyer when I received the summons, so I decided to defencd myself pro se. Its not a laughing matter, but will attest that I have become a half-baked "lawyer" specializing on matters at hand. I have been fighting for two months now awaiting trial, and I ain't gonna stop. First was the validation letter. They went mum. A few days before the erupse of 30 days, they send me interrogatories, which I fired back with my own version of interrogatories then spiced it up with Motion to dismiss. They send an apology letter for their interrogatories, but fired back with more than 20 FDCPA, FCRA, and my state laws violations. The court send a letter informing that my motion to dismiss will be considered during trial.Folks lets fight, because if we don't, these maniacs will buy any other debts and sue you. make the public library and the internet are your next love. Rehearse on all FDCPA and FCRA that affects your case. Report them to FTC, Bar Associations, attorney generals and all other relevant agencies. This is a war and we must all be on the frontline. Do not cow away.I am being told I am on the right path, but am hoping this will be true that day, because I will not stop there. The laws are on our side. make use of them. Do not fear. I am now my my own lawyer and I wish I can be able to represent somebody someday. They use our miseries to mercilessly enrich themselves. I settled with two others who, two years later sold the same accounts to other agencies. I got fed and said enough is enough. They look for nice people like me who settled earlier debts to squizze more using bogus and fabricated debts.No me this time. Iam the wrong guy. I fought a lion once, this aint nothing. Fight guys, dont give up. they like cowards and people who are ignorant of laws. Respond to all their claims.
Yo'han'ah
of DC
@
Sep 18, 2008 22:28:16 PM
AMEN to you CAIPNJ It's about time with Pressler and Pressler
After being harrassed by Pressler and Pressler Collection Agency and taken to court for $600.00 from a 2003 charge-off, and receiving a 25 page document reviewing every legal case in the State pertaining to these types of debts, I decided to research Pressler and Pressler. Low and Behold I find dozens of websites and Video's.... I applaud CAIPNJ and the people of New Jersey for taking a stand against these BRUTE FORCE TACTICS....I myself have been out of work for 5 years due to Multiple Sclerosis, and other heath issues....Pressler could care less about my attempts to pay this debt, (which I did offer and it was refused recently) Instead, they would rather drag me into court to attempt to collect $700.00 more on the debt than what is owed. I have also been "Brutalized" by the collection tactics in this state....my circumstances would not allow me to work and a disability claim is pending...does Pressler care???? Instead.....drag the homeless...the disabled...the blind....into court....threaten us with taking what little dignity we have left to begin with?? Amazing.Pressler But ya know what??...I love my State....I left for 3 years and came back...because I love my State...but the brutality must end. Forge on CAIPNJ...I will think of you in court with Pressler any day now......and I will pay them....hoping that the next person does not suffer as so many others do as a result of your actions CAIPNJ!!!! Keep up the good work...
Rose
of NJ
@
Sep 08, 2008 12:16:22 PM
Based on what I read on the consumerist site, this is a common experience. I believe the best way to deal with it is to send a letter stating you are not that person and do not owe this debt. If the company keeps pestering you, you can file a complaint with the Federal Trade Commission.
Veronica
of NY
@
Jun 23, 2008 21:40:28 PM
I Suggest You Read CAIPNJ
CAIPNJ.ORG exposes these cretin who use illegal companies and file illegal motions against consumers. This industry is filled with nothing but rejects and criminals!
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
mac of WI @ Oct 13, 2009 21:19:40 PM
johanna of NJ @ Oct 07, 2008 20:31:19 PM
Yo'han'ah of DC @ Sep 18, 2008 22:28:16 PM
Rose of NJ @ Sep 08, 2008 12:16:22 PM
Veronica of NY @ Jun 23, 2008 21:40:28 PM
CAIPNJ of NJ @ Jun 21, 2008 23:26:16 PM
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