Alpha Consumer

Debt Collectors Hounded Reader, Too

By Kimberly Palmer

Posted: June 20, 2008

After posting my item about dealing with debt collectors yesterday, I heard from another reader, Melissa from Alexandria, Va., with the same problem. A debt collector called and said she owed money to a health clinic. But the collector had the wrong person, albeit with the same, relatively common name. When Melissa explained that she wasn't the person who owed the money, she says the collector didn't believe her at first and was rude to boot.

Eventually, after multiple phone calls to the clinic, collectors, and her insurance company, she got the situation straightened out. Says Melissa: "The rudeness I encountered trying to simply get an explanation and an apology points out that there's something wrong with this industry."

Has anyone else encountered this kind of trouble?

How can you stop a transformation thats about to go down?????????

Question? Say you have a father that have a home that was free and clear now

it's not. The reason my uncle has took out a loan on my grandparents home. My

uncle has bribe his brothers to sign a form stating that he was doing a add-on

to the property but instead he did not do an add-on to the property he pocket

the money and now the property is going into forecloser comes the first Tuesday

on next month. Now my father live their and now he will be set out of his home.

What can my father do not to lose his parents home. Do anyone have an advice on

how to stop this transformation thats about to go down???????

And

This is the problem????? ??? My grandparents are decease and dad older brother

is head of estate. And when my grandmother was alive my uncle so-call

intentionally was going to put an add on to my grandparents house but did

not. My uncle had all three of his brother to sign a document that he was going

to put an add-on on the house. Instead used the money to catch up his

personal bills. Not saying he was not going to put an add-on to the house one

day but he did'nt and that been over what 10yrs ago.

Now how he got the money from the bank he told the bank the he needed the loan

to renovate the house and make it a rental house. The bank loan him the money

and never saw the house to see if he did renovated the house. What now 10yrs

later gandmother is decease and now my uncle can not pay the loan and he come

last week tell his next to age brother that he live in that he the house is

about to be forecloser on come the first Tuesday of next month. My father

thought that the house was still free and clear with no debt on it. Now the

ship is going down and my father is in it and he is about to sink with out a

life raft. My father trying to find out how can he get the loan off the house

he's in and put the loan bank on the person who took the loan out and let the

debt be on his house?

NaTasha of GA @ Jan 24, 2010 02:34:01 AM

fight and win

Using the fdcpa federal statutes you can rack up tens of thousands of infractions against debt collectors and get rid of your debt to boot here is a guy who has done it at least 6 times and taught people to do it almost 200 times successfully.

Michael Mirras in the 10/02/09 ruleoflawradio.com archives http://ruleoflawradio.com/archive/?paged=2 will give you a good start.Now go turn the tables on these jackals and kick their butts.

mac of WI @ Oct 13, 2009 21:19:40 PM

pressler

The reason they want to drag people into court is to pocket the money themselves it is a crime they are geting away with it and no one is steping up to stop them

johanna of NJ @ Oct 07, 2008 20:31:19 PM

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Alpha Consumer

Alpha Consumer

Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.


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