Has credit card dispute getting more difficult since banks collapse? Can a merchant send me a bill after my credit card company credit me back to my account? Thanks.
sara
of CA
@
Jan 16, 2010 12:22:03 PM
Alpha Merchant card services hold my money for 9month!!
Becareful with "Alpha card services" company!!
Here is why;
I have a store but I have problem with my previous "Alpha card services" for my merchant provider for my store. I signed there application and start to do business with "Alpha Card Services" but they just deposit the money that my customer used in my store for only started from March 30, 2009 to April 15, 2009 (Only 2weeks) there after they are hold my money from April 16, 2009 to August 26, 2009 so is almost 5months. but still they don't want to let my money go or deposit to my bank. even I do have good credit and never had charge back from my customer. Please help my situation.
Please let me know how I can get my money back from "Alpha Card Services, Inc"
Thanks.
Jacob
of TX
@
Sep 13, 2009 14:56:41 PM
need advise regarding my ex boyfriend
While we were dating he once paid for a month of school for my 4 year old son because I had trouble paying... He called it a gift.
Then two months later we broke up and he disputed the charges on his account. The school has 3 witnesses to the event in which he came in to pay, gave the credit card AND signed for it!!! Now they are looking for me to come up with the money..Can he get away with this??? HELP I need advise.
Angry Single Mom
Melissa
of FL
@
Dec 09, 2008 19:10:34 PM
Wrong Merchandise Recieved
Bought a :Panasonic camera on line, sent me a Japanese menu camera, sent it back UPS insured, have not sent new camera to me, filed wlith credit card company dispute, what are my chances of getting refund from credit card co??? Looks like bait and switch!!!!!!!!!
D. Eastman
of WI
@
Jun 05, 2008 01:24:22 AM
wrongfully charged
We recently had a dispute with a well known hotel chain charging our
credit card $250 saying we smoked in a non smoking room which we
did not.Having our credit card statement on the internet made me act
as soon as l saw the transaction and it was taken off.My advise is
always pay with a credit card not debit card.If you offer enough information in your favor the credit card companies with stand by you
Joyce Heise
of NY
@
Jan 23, 2008 21:53:33 PM
Paypal
May I add a warning about Pay Pal here? I had trouble with them charging my bank for services I didn't ordr, then when I went thru their complaint process, being informed that they were legitimate expences. Then 3 months later they charged me again. When I tried to contact the company doing the charging, I found out that they were part of pay pal. My bank put a stop to it when I took in my documentation. But, pay pal treated it as if I had defaulted on them.
Pamela Snook
of OR
@
Jan 20, 2008 12:10:23 PM
Better to write than be sorry....
Calling your cc company is ok for small (say under $25) disputes,
but I have always heeded dispute instructions on the back of the
statement which direct the card holder to WRITE to a specific adddress
providing specific information. I keep a copy of these relatively
infrequent disputes along with receipts and any other "evidence."
William Hogate
of VA
@
Jan 19, 2008 11:12:29 AM
Great suggestion, thanks!
Kimberly Palmer
of
@
Jan 18, 2008 14:45:49 PM
The worst dispute I had was with a furniture distributor who failed to cancel my order then told me I was on the hook for the purchase. I got tired of getting the run-around and no help from "customer service". I initiated a dispute with Mastercard, but found it very helpful to call the manufacturer directly where I spoke to the Director of Marketing when I asked who I could speak with to report a complaint about a distributor. The dispute was settled within 2 days in my favor.
Kimberly Palmer, senior editor for U.S. News & World Report, writes about how to save money, avoid scams, manage debt, and be a savvy shopper. Send your personal finance questions to her for expert money advice.
sara of CA @ Jan 16, 2010 12:22:03 PM
Jacob of TX @ Sep 13, 2009 14:56:41 PM
Melissa of FL @ Dec 09, 2008 19:10:34 PM
D. Eastman of WI @ Jun 05, 2008 01:24:22 AM
Joyce Heise of NY @ Jan 23, 2008 21:53:33 PM
Pamela Snook of OR @ Jan 20, 2008 12:10:23 PM
William Hogate of VA @ Jan 19, 2008 11:12:29 AM
Kimberly Palmer of @ Jan 18, 2008 14:45:49 PM
Ian of FL @ Jan 18, 2008 14:00:41 PM
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