Help for Forms and Repaying Loans

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To Leila

Dear Leila,

Contact your lender and consolidate your loan unless your Stafford loan is already a Direct Loan. Then sign up for IBR=Income Based Repayment. You should be all set, you will pay nothing in the future unless you earn more than $16,000. However, you might have to pay past accrued interest since you didn't enroll sooner in the program, but if you talk to your lender you might be able to get a deferment based on your income or unemployment status.

Good luck

Student Loan

I have student loan of $30,000.I had this loan for the last 20 years. I have been layed off , for alsmost 2 years.Could not find a job. And my mom was diagnosed for macular degenerative(eye disease) I have been taking care of her for 2 years with her social security income of $637.00.

I recieive a loan for repayment plan selection. It is called William D. Ford Federal Direct Loan Program. I was asked (1)whether,"I would like to have standard payment of or graduated payment".(2) And also it say "Income Contigent or "Income -based". on the bottom it says,(3)"ICR plan or IBR Plan". It is very complicated. I already have an accrued int. interest of $900.00 for the last 2 years.

Please help me for advice.

Thank you so much!

How can I email Ms. Clark a QUESTION?

Hello

I have a question for Ms Clark and I could fing the link to email her. Can I still do that?

Thank you

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