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Evaluate Student Loan Repayment Assistance Programs Before You Apply
Tweet Share on Facebook February 27, 2013 CommentDespite talk of economic recovery, it remains a tough time for many with student loan payments to make.
And—despite the fact that the last quarterly report from the Federal Reserve Bank of New York highlighted an increase in student loan balances 90 or more days delinquent, which may approach a possible 22 percent of all student loans—Capitol Hill isn't offering a TARP-style student debt bailout. Education programs could even be cut to 5.1 percent below current levels if the sequester cuts go through as scheduled on March 1.
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Keeping Education Accessible, Attainable With Financial Aid
Tweet Share on Facebook February 20, 2013 CommentRecently, we discussed MDRC's Performance-Based Scholarship Demonstration and whether scholarships alone can help students succeed in college. A big takeaway was that financial aid policies must address students' myriad struggles, which extend beyond financial need.
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College Enrollment Lessons From the NFL
Tweet Share on Facebook February 13, 2013 CommentWhat can higher education learn from the NFL? That's the central question addressed by Jerome A. Lucido in "Lessons from the NFL for Managing College Enrollment," a paper recently released by the Center for American Progress.
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Explore How Student Loans May Become Bigger Credit Risks
Tweet Share on Facebook February 6, 2013 CommentLast month the Student Loan Ranger examined a post from the Fair Isaac and Company's (FICO) Banking Analytics Blog that concluded that large amounts of student debt alone are not enough to lower your credit score.
In fact, handled responsibly (meaning you pay back your loans on time and build up an excellent payment history), student loans can positively affect your score. But a new FICO report, "Is Growing Student Loan Debt Impacting Credit Risk?"—which describes the increased credit risk posed by student loans—leads the Student Loan Ranger to wonder how long this will be the case.
