Manage Student Loans Via Income-Based Repayment

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Nobody should incur onerous amts. of student debt without researching the returns expected on your degree. It is very much a business decision and you should research it as such.

Some students are incurring too much debt and not getting any return on their money via a good paying job. It doen't take a genius to figure out if you will be getting your dollars worth.

If you are rich and can afford going to an expensive college than this does not apply to you. But for the rest of us, you have to carefully evaluate college as an opportunity cost, as well as, a return on dollars invested.

Catherine McEntee of NY 9:37AM December 15, 2010

Is this an advertisement or a news article. It would be more interesting if you would write an article about the school loan situation. For instance that there is more student loan debt than credit card debt. The too high price we pay for college and why is the common person forced into paying for college. Government says it's a choice the choice is work at walmart and live with 10 other people in an apartment or go to school and get a mediocre job that pays enough to live alone but not enough to live middle class becuase your so busy trying to pay off 200000 in loan debt.

Ryan of KS 9:25AM December 15, 2010

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Student Loan Ranger

Equal Justice Works® is a national nonprofit organization working to provide public interest opportunities for law students and lawyers and to reduce the financial barriers preventing many from pursuing and remaining in public service careers. It advocates for legislation to reduce the educational debt burden for all students and professionals and provides detailed information on educational debt relief programs to prospective and current students, graduates, schools, and employers. The organization's E-book, Take Control of Your Future: A Guide to Managing Your Student Debt, offers information and guidance ranging from borrowing to repayment and relief programs such as Public Service Loan Forgiveness and Income-Based Repayment. Got a question? E-mail studentloanranger@usnews.com.

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