10. Ask your college about payment plans. While these don't reduce costs or raise cash—in fact, many schools charge $50 for the ability to pay in installments—they do at least give students extra time to raise money. For example, instead of requiring the full cost up front, many colleges allow students to make monthly payments.
11. Start applying for next year's aid. If it is too late for aid for the current or coming semester, start filling out the applications now for the semester after next. At the very least, start a calendar so that you don't miss future deadlines and have to go through this again next year, Hassan advises.
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