10 Steps to Minimize Student Loan Debt

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1. Estimate Total Costs

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Tuition is only the tip of the iceberg for college expenses. Students should also factor in books, housing, meals and transportation. “People look at tuition and think, ‘Oh, that’s what I need,’” Suzanna de Baca of Ameriprise Financial told U.S. News last year. “They don’t really make a good list of all the different expenses that are involved.”

Next: 2. Maximize Other Funding Sources

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