Some public universities offer a good education at a lower starting cost.

Tips for International Students Considering U.S. Public Colleges

Families should save based on out-of-state tuition costs, but also keep an eye out for scholarships.

Some public universities offer a good education at a lower starting cost.

Some public universities offer a good education at a lower starting cost.

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But you should also apply to at least two universities that are within your family's budget if you don't receive a scholarship, he suggests. 

Reyna Gobel, frequently quoted as an expert on student loans and college costs, is the author of "Graduation Debt: How To Manage Student Loans And Live Your Life" and "How Smart Students Pay for School: The Best Way to Save for College, Get the Right Loans, and Repay Debt." She has appeared on PBS's Nightly Business Report and speaks regularly at CollegeWeekLive.