6. Focus on the future: If you find you're scrimping or sacrificing to make your monthly student loan payments, it may help to remind yourself what you're paying for.
"I really value the education I got, and I got a good job, so it paid off," NYU graduate Mitnick says. "Right now it seems like a lot, but in 10 or 15 years ... it will be worth it."
Trying to fund your education? Get tips and more in the U.S. News Paying for College center.