Parents still unsure of their options have a variety of online research tools available, FRC's Curley notes, and may want to turn to professional help as well. That's the first of three steps Dosmann of Edward Jones recommends to effectively opening a 529 plan: "Get help; start early; act now"—regardless of how much you may be currently able to save.
"Do something with whatever you can," Dosmann recommends. "I don't care if it's $25 a month or $50 a month—get started now."
Trying to fund your education? Get tips and more in the U.S. News Paying for College center.