Help for Forms and Repaying Loans

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clevewhits of ID 5:26AM September 14, 2009

Dear Leila,

Contact your lender and consolidate your loan unless your Stafford loan is already a Direct Loan. Then sign up for IBR=Income Based Repayment. You should be all set, you will pay nothing in the future unless you earn more than $16,000. However, you might have to pay past accrued interest since you didn't enroll sooner in the program, but if you talk to your lender you might be able to get a deferment based on your income or unemployment status.

Good luck

Emily of ME 7:31AM September 10, 2009

I have student loan of $30,000.I had this loan for the last 20 years. I have been layed off , for alsmost 2 years.Could not find a job. And my mom was diagnosed for macular degenerative(eye disease) I have been taking care of her for 2 years with her social security income of $637.00.

I recieive a loan for repayment plan selection. It is called William D. Ford Federal Direct Loan Program. I was asked (1)whether,"I would like to have standard payment of or graduated payment".(2) And also it say "Income Contigent or "Income -based". on the bottom it says,(3)"ICR plan or IBR Plan". It is very complicated. I already have an accrued int. interest of $900.00 for the last 2 years.

Please help me for advice.

Thank you so much!

Leila of VA 4:00PM September 08, 2009

Hello

I have a question for Ms Clark and I could fing the link to email her. Can I still do that?

Thank you

Essam Razaq of VA 9:07PM August 28, 2009

We have a guaranteed program that can help you no matter the situation. We offer loans for personal use, small business, auto and debt consolidation.

If your credit is bad we work with you through our credit repair program until you qualify for a loan. No upfront fees. Info at:

http://www.apluscreditloans.ws

mrrogers of DC 6:39AM August 26, 2009

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