Help for Paying Off Your Student Loans

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How can one be sure they qualify for this program? Is there a form that one must fill out, and if so I can one obtain an application?

Christina Lassiter of NC 10:51AM May 09, 2012

What about Federal Loans selling the balance between entities without telling consumers. What "freebies" do I get for my duress and the fact that my credit was damaged through no fault of my own.
Direct Loans sold my Federal unsub loan to a new service provider and never sent a notice, an email or any other document to let me know my payment center was changing. Payments were going to Direct Loans and they neglected to forward the money. In the meantime, I was suffering interest penalties, late fees and damaged credit from the new vendor. I had a bill collector call claiming I defaulted on my loan. I learned that $2,500 of payments were not properly applied to my balances, almost a year with no payments applied. I sent Direct Loans and the new provider the evidence I paid on time every month. Direct Loans ignored the paperwork.
The new provider said their hands were tied because Direct Loans was uncooperative. They refused to fix my credit report and essentially I need to come up with an additional $4,000 to bring my account current because of penalties.
My bank tried to intervene and Direct Loans refused the speak with them claiming confidentiality.
So then I call a lawyer and learn I can not sue Direct Loans because it is a government entity. Yes, the government gets to extort from some who actually work 2 jobs and does whatever it takes to get the bills paid on time to give to some bum that won't work at all to pay their bills.
Obviously if they are below the poverty level with a college education, they wasted it. Why give it to them in the first place?
I have never in my life been so angry at the screwed up system.

Angelica of NJ 11:28PM May 04, 2012

I was sick in high school, diagnoses with Multiple Sclerosis one week before college started. Though, it was a huge challenge to finish school, work, and graduate with a four ear degree. I worked at a fortune 500 company so I was not worried with paying off my student loans. My comdition grew worse & I lost my full-time job in 2007. I have been unable to make my monthly paymenta. I need help ASAP

deanna mcLain of MO 7:21PM May 02, 2012

ive lost everything due to me losing my job. my house, my car..... and i have this school debt that was to be paid for by my employer, thats why i went bk to school to begin with..... but i dont qualify for any programs......... i need help now!!!

Val of IN 1:58PM April 24, 2012

What about those of us who did not qualify for federal loans because our parents made "too much" money or because we didn't have children before we went to college.. who is going to help that class of people who needed to find a way to help themselves because we didn't fall under the government criteria for student loans and yet couldn't afford loans on our own? I have to work 3 jobs just to pay for my education!

K of ME 1:02PM April 18, 2012