Debate Club

Should the Dodd-Frank Act Be Repealed?

Passed in July 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act seeks to prevent financial crises like the one that sunk the economy in 2008. Among other things, it created the Bureau of Consumer Financial Protection within the Federal Reserve, and it instituted more than 200 new rules meant to promote transparency and limit risk within the finance industry. It was touted as the largest reform of financial regulation since the Great Depression. Though passed with bipartisan support, it since has been heavily criticized. Many argue that the regulations hurt economic growth and are misdirected. At a recent GOP presidential debate in New Hampshire, the act came under fire, with many of the candidates promising to repeal Dodd-Frank if elected into office. Here is the Debate Club’s take on whether the Dodd-Frank Wall Street Reform Act should be repealed:

The Arguments

#1
28 Pts

No — Wall Street Reform laid a foundation for financial stability

TIM JOHNSON, Chairman of the Senate Banking, Housing and Urban Affairs Committee Comment (7)

#3
10 Pts

Yes — We should repeal Dodd-Frank and start over

DAVID JOHN, Fellow at the Heritage Foundation Comment (2)

#5
-11 Pts

No — If anything, they Dodd-Frank Act should have been stronger

DEAN BAKER, Author of 'The End of Loser Liberalism: Making Markets Progressive' Comment (1)

About Debate Club

A meeting of the sharpest minds on the day's most important topics, Debate Club brings in the best arguments and lets readers decide which is the most persuasive. Read the arguments, then vote. And be sure to check back often to see who has gotten the most support—and also to see what's being discussed now in the Debate Club.

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