4 Ways to Find Cheap Student Loans

education

i looking for sponsor that i can complete my diploma course to degree.so i am very glad to send my request to u.for any work to cause excel i ca engaging in it.really i expect a good answers.

Response to Kate from IL

Kate of IL makes some excellent points in her post. I am choosing to go back to school for my second choice career, because the job market is rock solid compared to my first choice. They are both great fields, but the job security wins out. I can literally work anywhere in the country, and quit and pick up work at will at a salary of 55-70k, or from $60-70 per hour (4-5hrs/day). Thats a career benefit thats hard to beat, and that I cant pass up. My first choice would be more interesting to me, but Id have to be in the field a long time or go into private practice to make real money. Also, jobs are much harder to come by. In this world, job security rules.

As far as her concerns about being passed over by the federal government due to age, that sucks. But I may be able to shed a little light on it. As far as I know, the federal government officially/unofficially doesn't like to hire anyone over 37 years old. This is because at that age, a 20 year career would give them the option of retiring at the maximum age that the government prefers to keep employees, around 57 years old. So, they like to hire at a maximum age of 37 due to the federal pension requirements for federal employees.

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Reply to Leonard Lancaster of CA about finding scholarships

Dear Mr. Lancaster:

The best way to find out about scholarships is to visit your local library and ask about these. There are many publications that list foundations and other institutions that offer help to those who wish to further their education. One such book is "Scholarships, Fellowships and Loans: A Guide to Education-related Financial Aid Progams for Students and Professionals," which is published by Thompson-Gale. Another source you might investigate is "Foundation Grants to Individuals," published by the Foundation Center. Many of these titles come out in a new edition each year, so the information is generally very up-to-date. I hope this information helps you in your quest for education. In case you're wondering, I am a librarian and these are the same books I recommend to my patrons when they ask me questions such as yours.

how to get free money

To Whom This letter may conern:

I filled out my fafsa and got a pell grant and then there is a web sit called either fast.web or something like that and then when I was going to a community college in Odessa, Texas my community helped me some.

There are also things like stipends and one would have to check with their local community college of their local University and go into the financial aid department and ask as every state is and has separate rules.

Because one is a woman that may make a difference as well.

My last child's father was good at getting grants and scholarships for the University of Texas of the Permian Basin.

Very truly yours,

Cheryl Mary Hitch

Have loans but trying to graduate

I have federal student loans used up but I am only have a little more to go for I can graduate can I get some advice on how to finish the rest. I am 43 years old.

wanting grants/scholarships to return to school at 53

I am 53 years old and want to attend a PsyD (or PhD)program. I am trying to find someone that could help me find grants or scholarships. I am also interested in teaching. So far the contacts made from on-line schools have not provided me with any information about obtainng grants/scholarships.

Make Sure Jobs Exist at Each Level & Diversify...

I have a PhD and 37+ years experience in my professional field. Yet I don't have any work now either. I applied for the VA and other government jobs -- I WAS MORE than qualified for each job. And yet, I was passed over for younger people without as much experience. The ads for these jobs state that the federal government does not discriminate on age. Yet some of my friends who are Chiefs of departments in other states tell me that they are routinely trained to discriminate, and told to hire the young PhDs because they are more "flexible" (meaning the employer can get away with anything).

Now many private companies would rather hire the young ones because they spend less to hire those. But in government positions, when a job is advertised for GS 11-13, it means that the department will receive $65,000-105,000 to hire a professional in that range, depending on where the person ranks by experience. If they hire a young one, they get $65,000. If they hire one of us, they get the full $105,000. Yet they will still hire the young one and pass us up -- even when there is no monetary reward for it.

Meanwhile, one of my ex-clients just took out $250,000 worth of private loans at quite high interest rates (without asking me -- I would have cautioned him) -- for jobs that advertise on late-night TV, like medical transcription and medical coding. And then he decided he didn't like them. He only saw his professor live once -- the rest of his education was completely through the computer, which he didn’t like. He finally got a job similar to the one he hated prior to all this extra education – for $20,000 less, only to be laid off within months. He is currently unemployed and $250,000 poorer. I should have kept him in therapy longer (instead of trying to hurry up so he would have less debt); he would have paid me $20,000 more and come out way ahead!

I say all this because the men commenting above and other readers really need to take in consideration the availability of jobs.Too many students are being half-way trained in professional careers that they WON'T be able to find work in. It doesn't mean that you shouldn't build a career or get education. Just choose one that has mini-goals. For example, you can get your RN, then your BS, MS and PhD. You can stop at each stage to work in your field if need be. Each level pays more salary and independence, MAs make a LOT more than BSNs, and nurse anesthetists make a lot of $ subbing for anesthesiologist MDs.

And also, try to diversity -- to have more than one career, so that you always have some skill that the economy supports. For example, my nephew got a MS in Engineering before he became.a priest. I could have specialized in neuropsychology, made $20K more, and always been in demand treating head-injury soldiers and vets. Of course, being psychic & accurately predicting future actions of our government would help, too!

aready have student loans

I hope someone can help me with a question. I have a student loan I took out for my daughter in my name. now I want to go back to college myself. I'm looking for grants and everything, but chances are I will have to borrow money. how do I go about getting money when I already owe money on student loans. I make to much to quality for financial aid. My current loan is behind. What option do I have if any?

student loans for older people

i am 53 years old and i have recently went back to college on line though because i have a job. i worry about how i will pay back $20,000 in school loans. My concern is what if i don't find that job in the field i'm studying for,what if i get sick and can't work to pay back that loan, all sorts of thoughts go through your head. i'm having a hard time in finding pell grants for older people or any grant for that matter. i have a part time job and i can't believe how little i got from fasa compared to my daughter inlaw who got way more since she doesn't work and my son is on ssi. I only make $12,000 a year and qualify for nothing. can anyone help me find grants?