Thursday, October 16, 2008

Financing Your Retirement

USN Current Issue

Using Online Retirement Calculators

You may be chagrined to find that even $1 million isn't enough. more >>

Study: Falling Housing Prices Are Jeopardizing Retirement Security

Lower home values and subprime loans tip older homeowners into foreclosure. more >>

Single Women Don't Save Enough for Retirement

On average, women will need at least $500,000 before they stop working. more >>

Parents Scale Back on Retirement and College Savings

In today's environment, parents make tough decisions about their spending goals. more >>

The Best Age to Buy Long-Term-Care Insurance

Experts say only some people need coverage. more >>

Tapping the Future Value of Your Home

Some retirees leverage home appreciation in advance. more >>

How the Housing Law Affects Reverse Mortgages

Most seniors should be cautious. more >>

Saving More and Having Less for Retirement

Contributions are up, but account balances are trending down. more >>

Whose Responsibility Is a 401(K) Plan?

Executives think employees should take responsibility for their own nest eggs. more >>

Replacing Income in Retirement

Estimates of how much you need vary widely. more >>

Smart Ways to Inflationproof Your Retirement Portfolio

Prudent hedges keep rising prices from gnawing at your nest egg. more >>

3 Unusual Strategies for Claiming Social Security Benefits

Unconventional ways to try to maximize your retirement income. more >>

Online Retirement Calculators: Helpful or Useless?

A columnist discusses the futility of determining "your number." more >>

What to Do About a Lousy 401(k) Plan

Try approaching your employer; otherwise, consider an IRA. more >>

Cracking Into Your Nest Egg Early

More workers are borrowing from their 401(k) plans to pay for today's expenses. more >>

Social Security Unveils a New Online Calculator

Near-retirees can more accurately predict future benefit amounts. more >>

Coping Strategies When Retiring Into a Bear Market

Retirement preparedness can plummet if withdrawal amount exceeds portfolio returns. more >>

8 Great Senior Discounts

Ask for money-saving deals at these establishments. more >>

Senior Discounts Aren't Always the Best Deals for Retirees

Here's how to get the best prices in 4 key areas. more >>

3 Retirement Mistakes Women Make, and How to Fix Them

A longer life expectancy and lower pay make retirement saving especially difficult for women. more >>

6 Ways to Tell if You're Financially Ready to Retire

A large nest egg isn't the only thing you need. more >>

A Spending Target

How much can you spend and still make your nest egg last? more >>

A Taxing Decision

Pick a tax haven to make your retirement savings last even longer. more >>

3 Retirement Myths

And why two authors say you shouldn't believe them. more >>

Are Your Retirement Savings on Target?

Online calculators sometimes get it wrong. more >>

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